For more than 30 years, David L. Giertz has been involved in advising people on how to spend and invest on their finances. In the USA, he is one of the best financial advisors due to his precision on matters money and its use. His career has led to the success of many businesses and he carries out several community projects and in the long run, he interacts with many people in the community. Individuals seeking his help, say that he is easy going and ready to assist at any moment.
Apart from retirees, David Giertz would like millennials to be involved in retirement planning so that they retire well. Planning needs attention, commitment and above all, services from a qualified financial advisor. Without these, old age would be miserable.
Being one of the best, David Giertz advises that being stable financially is good. One will have to save generously, a large part of their salary. During the productive years, people should look for extra work that will earn them enough income for upkeep. Having more than one job will enable resourceful saving.
Investing is another wise thing to do. Gains from investments provide money that will give financial security in retirement. It will also engage your mind and make one occupied in the positive grind as long as profits will be constant.
Smart ventures may also include saving enough money early so that in case you retire early, you will have enough money and time to work for yourself as a millennial. On average, you need to have saved ten times your annual salary when you hit 60 years. You will be comfortable after leaving your profession.
David Giertz continues to say that supplementary saving is essential coupled up with a brokerage account. Compound interest should be an idea in one’s mind it will add your money in the bank as you deposit more. There will be elasticity in case one will need to remove money from the bank to invest in other businesses. If a person keeps money in the health savings kitty, it will be worthy too.